Add Row
Add Element
cropper
update

CashCast TV

Your Wallet’s Favourite Channel

cropper
update
Add Element
update

CALL US

0138 490 1505

Add Element
update

EMAIL US

cctv@dylbo.com

Add Element
update

WORKING HOURS

M-F: 10am-4pm

Add Element

Add Element
  • Home
  • Categories
    • Budget Hacks
    • Debt Solutions
    • Mortgage Tips
    • Savings Boost
    • Tax Savvy
    • Frugal Living
    • Investment Basics
    • International Impact
Add Element
  • update
  • update
  • update
  • update
  • update
  • update
  • update
Add Row
Add Element
April 03.2025
3 Minutes Read

FCA's New Scheme Could Revolutionize Car Finance Mis-selling Payouts

Car finance expert discusses mis-selling payouts announcement.


The Groundbreaking FCA Announcement on Car Finance Mis-selling

In a development that has left many consumers buzzing with questions, the UK Financial Conduct Authority (FCA) announced plans for an industry-wide redress scheme regarding car finance mis-selling. This momentous decision could reshape the landscape for anyone who purchased a car on finance since 2007. For those budget-conscious folks navigating rising living costs, understanding this change could yield unexpected financial relief!


In 'Huge car finance mis-selling news (if you’ve bought a car on finance since 2007)', the FCA discusses a pivotal move regarding car finance mis-selling that prompted us to analyze its broader implications.

What Constitutes Car Finance Mis-selling?

There are two significant types of car finance mis-selling recognized by the FCA. First, we have Discretionary Commission Arrangements (DCA). This occurs when car dealers inflate interest rates without disclosing it to buyers, leading to most consumers unknowingly paying more than they should. A staggering 40% of car finance arrangements fall under this category, primarily for loans issued between 2007 and 2021. If you've been affected, the response from lenders is expected to be automatic—meaning no need for tedious claims submissions!

The second type, recently highlighted by a court ruling, involves Commission Disclosure Cases. In these instances, if a car finance agreement doesn't clearly state the commission paid to intermediaries, it could be deemed a breach of regulations. This kinks the traditional understanding of finance agreements; shockingly, this encompasses up to 99% of all arrangements!

What’s Next? The Impact of the Supreme Court Ruling

Still, the road ahead is uncertain. The Supreme Court is set to hear appeals related to these commission disclosure cases, with rulings due to unfold in April. The decision could either uphold the court of appeal’s ruling or lead to several regulatory changes, possibly unveiling a new era in car finance. Could it impact your finances? While outcomes are varied, the implications can be far-reaching and could involve payouts potentially reaching into tens of billions of pounds similar to the infamous Payment Protection Insurance (PPI) scandal.

A Considerable Payoff for Consumers

Right now, it’s tricky to predict what these payouts will look like. The FCA and lenders may calculate different amounts based on how much your interest rate was inflated. An estimate suggests consumers could see returns around £1,100 or possibly higher if the new framework opts for a more generous approach. As the saying goes, every penny counts, and being informed is half the battle!

Proactive Measures: No Need for Claims Firms

If you’re considering reaching out to claims firms to negotiate on your behalf, it may be worth holding off. The FCA's announcement suggests that many consumers will receive compensation automatically, eliminating the need for a third party that usually takes up to 25% of your payout. For those eager to mark their territory, free tools available via MoneySavingExpert.com can facilitate making a complaint without incurring costs.

Moving Forward: Making Smart Financial Decisions

It's vital, especially for our target audience of 25–45-year-olds, to stay informed about these transformative changes. As we await further clarity on the Supreme Court’s decision, proactive financial planning remains essential. Check your agreements, stay in touch with lenders, and remember: the sooner you act, the better positioned you'll be for any potential payouts!

Final Thoughts: Are You Affected?

If you’ve purchased a car on finance since 2007, the developments in car finance mis-selling could directly affect your wallet. The time is ripe to familiarize yourself with the possibilities of compensation that may come your way. Don't forget to share this information with family and friends who might benefit from understanding these shifts as well. Knowledge is power, so stay ahead of the game!


Budget Hacks

1 Views

0 Comments

Write A Comment

*
*
Related Posts All Posts
07.07.2025

Unlocking the Power of Credit Card Stoozing: A Unituitive Way to Earn Money

Update Understanding Credit Card Stoozing: A Financial Hack Worth Exploring As rising living costs continue to put pressure on budgets, many are on the lookout for innovative strategies to maximize savings without sacrificing their lifestyle. One intriguing method is credit card stoozing, a technique that allows savvy individuals to make their money work harder for them through disciplined financial management.In 'Credit Card Stoozing: What it is and how you could earn £100s', the nuances of this financial strategy are explored, prompting us to analyze its potential benefits and pitfalls. What is Credit Card Stoozing? At its core, credit card stoozing involves borrowing money at low rates—ideally 0%—and depositing those funds into a savings account that offers higher interest. This strategy leverages the gap between borrowing costs and saving rates, allowing individuals to earn interest on money that isn't theirs to begin with. Although it’s not as straightforward as using a regular cashback credit card, the potential rewards can be significant for those who practice discipline and maintain a strong financial strategy. The History and Evolution of Stoozing This approach to personal finance traces its origins to discussions on financial forums, where enthusiasts shared their experiences and successes. While the term is thought to connect to either a user named "Stews" or the combination of "student" and "booze," stoozing rose to prominence in the early 2000s during a favorable climate of 0% credit cards and higher interest rates on savings accounts. Its popularity has fluctuated with changes in market conditions, but recent base rate rises make this an appealing strategy once more. Different Methods of Stoozing There are three main methods of stoozing, and each offers unique advantages: 0% Purchase Stoozing: This method involves using a credit card with a promotional 0% interest rate for purchases. Instead of paying off the credit card balance each month, you transfer the equivalent amount to a high-interest savings account. For instance, if you spend £500 monthly, you would shift that amount to savings, potentially earning hundreds in interest if done over a sustained period. 0% Money Transfer Stoozing: With this method, you receive a lump sum via a 0% money transfer credit card and deposit it directly into your savings account. Unlike the purchase method, you get instant access to a larger sum, allowing you to benefit from fixed-rate accounts without worrying about accumulating monthly balances. 0% Balance Transfer Stoozing: Set to extend your borrowing period, this method involves transferring existing debt to a new 0% balance transfer card, allowing more time to grow your savings while minimizing interest costs. Benefits and Risks of Credit Card Stoozing While the benefits of credit card stoozing can be compelling—offering the potential to earn significant interest on borrowed funds—there are inherent risks. For one, maintaining a minimum monthly payment is crucial to avoid penalties and preserve your credit score. Furthermore, it requires disciplined tracking of your spending and savings transfers; failing to do so can lead to overspending in your day-to-day finances. Additionally, the future of this strategy hinges on favorable interest rates and credit limits. If your credit limit is too low, the ability to stooze effectively could be severely restricted. Therefore, it's imperative to gauge your credit health before diving into this technique. Tips for Successful Stoozing To maximize your success with credit card stoozing, consider implementing these practical tips: Check Eligibility: Before applying for stoozing cards, assess your eligibility with a soft credit check to prevent hard inquiries that can negatively affect your score. Utilize High-Interest Savings Accounts: Choosing the right savings account can significantly affect your returns. Aim for accounts with higher rates, possibly fixed-term accounts that prevent you from touching the money until the 0% period ends. Plan for the End: As your stoozing period comes to a close, ensure you have a strategy in place for paying off your balance—either through transferring it to another card or by tapping into your savings. Conclusion: Is Stoozing Right for You? If you’re someone who thrives on organization and financial discipline, credit card stoozing may be a worthwhile addition to your money management toolkit. While it presents a fantastic opportunity to earn interest on borrowed funds, it entails keeping a vigilant watch on your debts and ensuring you comply with repayment rules. Ready to dive into the world of stoozing and maximize your savings? Explore your options and start making your money work for you today!

07.04.2025

Unlock Free Disney Plus and £185 with Lloyds Bank Switch Deal!

Update Unlocking Big Savings: The Lloyds Switch Deal Explained In today's economy, where every penny counts, the latest bank switch offer from Lloyds is worth your attention. From an enticing £185 switching bonus to a year of free Disney Plus, consumers are being encouraged to rethink their banking options. But how can you access these rewards without falling into the pitfalls often associated with packaged accounts? Let's break it down.In £185 Lloyds bank switch +free Disney & 6.25% Reg Saver (July 2025), the discussion dives into lucrative banking offers, exploring key insights that sparked deeper analysis on our end. The Allure of Bonuses: What’s In It for You? Bank switching bonuses are a tried-and-true way for financial institutions to attract new customers, and Lloyds is no exception. With a notable £185 up for grabs, plus options like a complimentary Disney subscription or cinema tickets, the deal’s appeal is evident. However, to cash in, one must navigate the fine print: you’ll need to switch using the Current Account Switching Service (CASS) and meet certain criteria, including moving at least three direct debits. Beware of the Costs: Monthly Fees and Artful Avoidance The catch? Monthly fees that could sneakily eat into your savings. The standard Club Lloyds account charges £5 monthly, but thankfully, it can be avoided by ensuring a total of £2,000 flows through the account each month. This amount doesn’t need to remain stagnant; it can be shuffled in and out through standing orders, offering you tactical flexibility. Those looking at the more premium accounts—like Gold and Platinum—should consider whether the additional perks justify the higher fees. If you’re already savvy at budgeting, sticking with the standard account and pushing for the bonus may serve your wallet best. The Direct Debit Dance: A Key to Success How can you ensure you successfully qualify for the bonus? The answer lies in setting up direct debits before pursuing the switch. This step is crucial, as any direct debits that crop up post-switch don’t count! To easily meet this requirement, think outside the box: set up manageable payments for all your bills or even consider funding your savings account monthly. This forward-thinking approach may secure you the bonus without turning your finances upside down. Why Timing is Everything: Act Fast! As with many promotional offers, timing is key. Lloyds' switch deal will only last until July 28, and while there’s some breath when it comes to terms, offers often vanish unexpectedly. Moreover, if you’ve participated in any switching bonuses from Lloyds, Bank of Scotland, or Halifax since April 2020, it's worth noting that you may be ineligible. So, if you’re eyeing this deal, don’t dawdle! Engage with the switching process early so you can enjoy your new perks before time runs out. Your Next Steps: Switching Made Simple Switching accounts doesn't have to be a drawn-out nightmare. If you’re intrigued by the offer, start by deciding which Lloyds account suits you best. Typically, the Club Lloyds account stands out as the best bet for routine customers like you and me. The mortgage covers and breakdown assist might feel unnecessary, especially if you’ve already got those bases covered. After evaluating, tackle your switch by finding your current account’s equivalent to handle your banking smoothly. Remember, it's wise to check that your existing accounts align with the requirements set by Lloyds! Overall, the Lloyds bank switching offer represents an excellent opportunity for budget-conscious individuals and families to bolster their finances while enjoying perks. The reward could ease some financial pressure amidst rising living costs, and with strategic planning, that quick £185 bonus can become a reality. So, ready to dive in? Don’t forget, the 28th of July is around the corner. Ensure you make the most of the Lloyds switch deal and give your bank account the boost it deserves!

07.04.2025

Unlock Hidden Cash: How to Reclaim Your Lost Pension Fund

Update Are You Missing Out on Thousands? Let’s Find Your Lost Pension! Have you ever wondered whether you might be sitting on a hidden treasure in the form of lost pension savings? Recent statistics reveal a whopping £30 billion—yes, billion—of lost pensions just waiting to be claimed in the UK. That's about £9,500 per person! With many individuals changing jobs, relocating, or simply losing track of their financial history, the chances are that you may be one of them. Wait, don't ignore this possibility just yet!In 'Are you owed £1,000s or £10,000s in lost pension savings?', the discussion dives into the staggering figures of lost pensions in the UK, exploring key insights that sparked deeper analysis on our end. Four Easy Steps to Reconnect with Your Pension So how do you start your search for these elusive funds? Here are four simple steps you can follow: Step 1: Create Your List of Employers First things first, jot down all your previous employers, including any part-time gigs or internships. If your old workplace still exists, reach out to their HR department. They should have records about any pension plans you were enrolled in. Step 2: Use the Pension Tracing Service If you don’t have all the details handy, fear not! The UK government offers a Pension Tracing Service where you can input your previous employers' names and find out who is now managing your pension pot. With over 200,000 providers listed, this makes your life much easier! Step 3: Reach Out to Pension Providers Once you've located the appropriate pension fund, it's time to say hello! Ensure you have a form of ID ready, like your National Insurance number or driving license. It’s essential to reclaim what's rightfully yours. After all, being reconnected with your pension is like rediscovering a long-lost relative—who wouldn’t want that? Step 4: Try Out Gretle for the Hard-to-Find Pensions Having trouble tracking down your pensions? Consider using Gretle, a fintech firm that employs a soft search on your credit file to match you with any dormant assets, which includes pensions. While its database might not be as comprehensive as the Pension Tracing Service, it’s a free option you might want to explore. Think of it as a gentle nudge in the right direction without harming your credit score! The Power of Compound Growth Let’s not forget the power of compound interest! The earlier you start saving, the more you will have in the long run. For instance, look at Vicki’s story: She traced a small pension from her 1990s job that’s now valued at £40,000. As a typical young adult, you may dismiss an old pension because you didn’t contribute much, but compounding works wonders. Every little bit counts! Are You Ready to Claim Your Money? The steps outlined above not only help you reclaim lost pensions but also empower you to take charge of your financial future. Remember, money you may think insignificant can spiral into something sizeable when compounded over time. With the rising cost of living, it’s crucial to explore all your financial avenues. Who knows, you might discover that dream vacation fund stashed away! Start Your Hunt Today! If you’re feeling proactive and ready to find your long-lost pension, start making that list, visit the Pension Tracing Service, and consider trying Gretle. Trust me, the rewards could be substantial. Your hard-earned money deserves to work for you. Why not unlock your retirement potential today?

Add Row
Add Element
cropper
update
Cash Cast TV
cropper
update

Cash Cast TV delivers practical UK money advice—budgeting, debt tips, mortgage help, & savings strategies - tailored for hard-working, middle-income audiences via articles, videos, and podcasts.

  • update
  • update
  • update
  • update
  • update
  • update
  • update
Add Element

COMPANY

  • Privacy Policy
  • Terms of Use
  • Advertise
  • Contact Us
  • Menu 5
  • Menu 6
Add Element

cctv@dylbo.com

AVAILABLE FROM 10AM - 4PM M-F

Chesterfield, UK

Add Element

ABOUT US

Designed for real life and real people, Cash Cast TV simplifies complex financial topics and offers clear, actionable guidance. 
With a sharp focus on budgeting, debt solutions, mortgage advice, savings tips, and cost-of-living strategies, the platform delivers relatable, culturally relevant content through articles, short-form videos, podcasts, and infographics.

Add Element

© 2025 Cash Cast TV is a Media Channel division of DYLBO digital media All Rights Reserved. 4 Cutthorpe Grange, Chesterfield, England S41 9SD . Contact Us . Terms of Service . Privacy Policy

{"company":"Cash Cast TV is a Media Channel division of DYLBO digital media","address":"4 Cutthorpe Grange","city":"Chesterfield","state":"England","zip":"S41 9SD","email":"cctv@dylbo.com","tos":"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","privacy":"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"}

Terms of Service

Privacy Policy

Core Modal Title

Sorry, no results found

You Might Find These Articles Interesting

T
Please Check Your Email
We Will Be Following Up Shortly
*
*
*